There are times when damages go beyond what your auto and home policies can cover, and if that happens, having umbrella insurance can help add that extra level of protection for your family. If you are quite unsure if you need to get umbrella insurance, here are some reasons that can help you decide.
Active on Social Media
Social media is a platform for you to express your opinions, views, and basically anything that runs on your mind. If you are a blogger, influencer, or create content using this platform, then you may be at risk for libel or slander. Having an umbrella policy can help protect you if ever you create an inaccurate content or blog.
Often Entertain Guests
Having friends or loved ones come over your house is a joyful moment. However, accidents can happen anytime. It is your responsibility if ever a guest got injured in your home. Umbrella insurance can help you in paying those costly liability claims and medical bills.
If You Have Kids
Umbrella insurance can help protect not just you but also your kids who are still dependents, in the event that they cause mishaps, like your child, accidentally breaking your neighbor’s precious ornament while playing in the backyard or your teenage son causes a car accident. These situations are not impossible to happen, and umbrella insurance can help you in such events.
If You Have Pets
Your pet is not just your best friend, but also part of your family. If you have one, you might as well prepare yourself that it can cause harm to others. Like for instance, when your dog gets loose and bites a passerby, you can be held responsible for that person.
Especially if the victim is unable to work for months due to the injury, you are liable for the lost income that may cost you tons of money. You can protect yourself from bodily injury liability if you have umbrella insurance.
Getting umbrella insurance is an excellent way to invest. Not only can it protect you, but it can also safeguard your loved ones. It can help ease your worries and save your property and assets from unexpected situations.
At Mauser & Tobin Co., Inc., we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (516) 747-0171 or Click Here to request a free quote.