Umbrella insurance is a kind of extra liability insurance that gives you additional coverage above the limits of your current policy subscription. The idea of this insurance is to protect you from any major cases or lawsuits that further secures your current and future assets.
How can an Umbrella Insurance cover you?
Umbrella Insurance works in two ways:
To make it easier to understand, the umbrella insurance covers for:
Other personal liability cases
Umbrella insurance answers to your personal liability cases like:
Should you have a situation when you have inflicted an injury to another person’s body, you may claim coverage for this through your umbrella insurance. Such liabilities can be:
This section covers the cost of damage or even loss of another person’s property by which includes:
This section protects you as a landlord which covers any event like:
The umbrella insurance will also protect you from several lawsuits you may face, such as slander, false accusations and arrest, libel, and malicious prosecution to name some.
Ensuring to get an umbrella insurance will further protect you in the long run. At Mauser & Tobin Co., Inc., we aim to provide comprehensive insurance policies that makes your life easier. You can get more information about our products and services by calling our agency at (516) 747-0171. Get your free quote today by clicking here.