Traffic accidents claim over a million lives per year. Ranked eighth among the leading causes of death worldwide, it is the leading cause of death for 5 to 29-year-olds. Pedestrians, cyclists and motorcycle riders amount to half of the total number of casualties brought by road traffic crashes.
The sad thing is that these accidents could have been avoided with responsible and proper driving. Countries around the globe are working to create and enact laws to prevent or mitigate the damage from road crashes. Technology is also finding its way to assist in this endeavor.
Since the advent of social media some years back, it has taken a massive influence in daily dealings and trends. Giving a voice to almost everyone, it can dictate the latest fashion styles and make or break celebrities with viral videos. Social media has also been the medium of choice for social movements to express and gain widespread attention.
Social movements have been going on for a long time. The rise of social media and the internet, in general, has given it a louder and more commanding voice. A voice so strong, even insurance trends are being affected by these movements in social media.
Despite the fact that different owners will have the same amount of coverage for homeowner’s insurance, they will pay different costs of premiums. This is because the insurance provider considers numerous factors whenever they calculate a person’s rates. However, there are some people who do not qualify for homeowner’s insurance simply because they do not meet the set minimum required standards of the insurance company. Here are some conditions that render someone ineligible for homeowner’s insurance.
Landlord insurance is a type of property insurance that protects landlords against abusive tenants. This type of insurance is required when it comes to investment properties. Typically, you pay a higher premium for landlord insurance compared to a homeowner’s policy. You need to know the exact coverage of your landlord insurance. Your landlord property insurance should include the following basic components.